Rates

 

LOANS

 
 
LOANS
(APR* is based on credit score)

RATE RANGE

MAX TERM

New Vehicles  Effective 06/01/2018

2.60% - 11.75%  84 mo.
Used Vehicles Effective 6/01/2018

3.75% - 13.75% 

 72 mo. 

Furniture, Appliances, Farm Equipment, Computers or Other Equipment
(Any collateral that is eligible for UCC-1 filing) Effective 6/01/2017

 4.00% - 12.75%  60 mo.
Signature/Co-Signer Effective 7/01/2011 10.25% - 18.00% 60 mo.
New Recreational (Boats, Motorcycles, ATVs, Campers, Jet Skis, UTVs) Effective 6/1/2017 3.20% - 12.50%   1201 mo.

Used Recreational (Boats, Motorcycles, ATVs, Campers, Jet Skis, UTVs) Effective 6/1/2017

4.25% - 13.75% 

  84 mo.
 

SAVINGS

 
SAVINGS

DIVIDEND RATE

APY**1

TERM
Regular Shares (Minimum to open acct. $25.00) Effective date 12/31/2016 .15% .15% n/a
Special Shares (Minimum to open acct. $2,500.00) Effective date 12/31/2016 .20% .20% n/a
IRAs (Minimum to open acct. $50.00) Effective date 03/01/2012 .35% .35% n/a
IRAs (Minimum balance $10,000.00) Effective date 03/01/2014 .50% .50% n/a

Christmas Club Effective date 12/31/2016

 .15% .15% n/a
 
 
SHARE CERTIFICATES

DIVIDEND RATE

APY**1

 TERM 
 6 Month Share Certificate (Minimum to open acct. $5,000.00)

 .350%

 .350%

6 mo.
 12 Month Share Certificate (Minimum to open acct. $5,000.00)

.500%

 .500%

12 mo.
 18 Month Share Certificate (Minimum to open acct. $5,000.00)

.600%

 .600%

18 mo.
 24 Month Share Certificate (Minimum to open acct. $10,000.00)

.800%

 .800%

24 mo.
 12 Month IRA Share Certificate (Minimum to open acct. $5,000.00)

.500%

 .500%

12 mo.
 24 Month IRA Share Certificate (Minimum to open acct. $10,000.00)

.800%

 .800%

24 mo.

1 = Any Term over 96 months (8 years) requires a minumum of $50,000.